Closing day and home anniversary texts: 14 messages

The day you hand someone their keys is the best moment of your relationship with them, and it is easy to lose touch soon after. These 14 texts walk through what comes after the contract: the nerves the night before, the wire fraud warning, the keys, the utilities no one remembers, the first mortgage payment, and the yearly notes that keep you in their phone without asking for anything. Congratulations and anniversary messages stay free of asks, and nothing here needs a gift or a bank detail. Copy any message, or add the whole pack to your keyboard and send it from iMessage, WhatsApp, Instagram or any other app in one tap.

Works in WhatsApp, iMessage, Instagram, Messenger and every other app.

Words in {{double braces}} are blanks. In the textcuts keyboard you fill them with one tap, and the names you used recently come back.

Before closing day

The day before

Closing is tomorrow, {{name}}. Bring a photo ID, and keep your phone handy in case the title office calls. I'll meet you there.

When to send: The afternoon before closing.

Why it works: Short, practical and calm, which is what a nervous client needs.

Wire fraud warning

Essential
Reminder, {{name}}: never wire money based on an email or text, even if it looks like it comes from me or the title company. Call the title office first, at a number you already have, not one in the message.

When to send: As soon as you have a closing date, and again the day before.

Why it works: It protects them from the most costly scam in the business, and you from the fallout.

Final walkthrough

Before you sign, {{name}}, check that the seller did what was agreed. Test the lights, faucets and appliances, and tell me anything that looks off.

When to send: Right before the final walkthrough.

Why it works: It tells a buyer what to look for, and lets you raise a problem before signing.

Morning of closing

Good morning, {{name}}. Today is mostly signing and a lot of paper, and I'll be right there with you. Ask me anything you don't understand.

When to send: Early on closing morning.

Why it works: It normalizes nerves and puts you next to them.

Closing day

Keys in hand

Essential
Congratulations, {{name}}, you have the keys! Take a photo on the doorstep, you'll want it later. I'm a text away if anything seems odd on day one.

When to send: The moment you hand over keys, or right after recording.

Why it works: A small ritual and an open door, in a single text.

Seller, it's done

Essential
It's recorded, {{name}}. Your sale is complete. Thank you for letting me help you with this one. Safe travels to the next chapter.

When to send: Once the title company confirms the sale is final.

Why it works: A clean ending for a seller, with thanks and no sales pitch.

The first weeks

Moving week list

Moving week list, {{name}}: transfer electric, water and internet, forward your mail, and update your address with your bank. Want the full checklist?

When to send: Two or three days before the move.

Why it works: Utilities are what people forget, and a short list shows you thought ahead.

First mortgage payment

Your first mortgage payment will come due soon, {{name}}. Your lender's welcome letter has the date and how to pay. If you can't find it, call the lender using the number on that letter, not one from a text.

When to send: About two weeks after closing, for buyers with a mortgage.

Why it works: A practical nudge that repeats the safe way to contact a lender.

How's the first week

Essential
How's the first week, {{name}}? Any surprises with the house? Tell me and I'll point you to the right person.

When to send: Seven to ten days after closing.

Why it works: It invites small problems before they turn into complaints.

Housewarming visit

I'd love to stop by with a little something for the new place. Is there a day this month that works, {{name}}? Only if you're up for visitors.

When to send: Two to four weeks after the move.

Why it works: It asks permission first, and attaches nothing to the visit.

The first year and beyond

One year anniversary

Essential
One year ago today you got your keys, {{name}}. Happy house anniversary. I hope it feels more like yours every month.

When to send: On the exact anniversary of closing.

Why it works: A message that asks for nothing and arrives when no one expects it.

Market snapshot

{{name}}, if you're curious how homes in your area have sold this year, I can send a short summary. Just numbers, no pitch. Reply STOP to skip these yearly notes.

When to send: Once a year, around the anniversary.

Why it works: It offers information, and the STOP line keeps it a favor.

Property tax reminder

Essential
A thought for the new year, {{name}}: many counties have a homestead or similar tax exemption you must apply for, often by a deadline. Worth asking your county assessor's office.

When to send: In the first months of the year, or before your county's deadline.

Why it works: General and useful, and it sends them to the official office instead of guessing.

Annual home checklist

Yearly home reminder, {{name}}: swap the smoke alarm batteries, change the HVAC filter and check the gutters. Takes an hour and saves a headache.

When to send: Once a year, in spring or fall.

Why it works: A service message that keeps your name in their routine, with nothing to sell.

When to send each message

WhenMessageNote
When the date is setWire fraud warningRepeat the day before.
Day before closingThe day beforeAfternoon.
Before the final walkthroughFinal walkthroughBuyers only.
Closing morningMorning of closingEarly.
At the keysKeys in handSeller version: when it records.
Seven to ten days laterHow's the first weekOnce.
On the anniversaryOne year anniversarySame day, no ask.
Early in the yearProperty tax reminderBefore your county's deadline.

Do not say

  • Wire instructions, account numbers or any bank details in a text. Fraudsters imitate agents and title companies.

    Instead: Tell clients to confirm any wiring details by calling the title office at a number they already have, not one in the message.

    Source

  • "Here's your closing gift, remember me when your friends buy." A gift tied to referrals is a problem under the federal settlement services rule.

    Instead: Say congratulations and thank you, and keep any ask for a separate message much later.

    Source

  • "Hope you love the neighborhood and its people." Remarks about who lives in an area can sound like steering.

    Instead: Talk about the house, the move and the day, not who the neighbors are.

    Source

  • Giving legal, tax or financial advice by text ("you'll save X on taxes").

    Instead: Point to the county office or their advisor, as in the property tax reminder.

    Source

  • Putting a referral request into every message.

    Instead: Keep congratulations and anniversaries free of asks, and ask separately.

  • Market predictions ("prices will only go up") in a client note.

    Instead: Offer a simple summary of recent sales and say it is a summary.

    Source

  • Sending a yearly note with no way to stop.

    Instead: Add a STOP line to any message that reads as marketing, like the market snapshot.

    Source

Works in WhatsApp, iMessage, Instagram, Messenger and every other app.

Frequently asked questions

Can I send a closing gift?

A gift for a client because they are a client is the lower risk case. Keep it separate from any ask for referrals and never weight it by how much business they send you. The federal rule on settlement services is the reason, so ask your broker if you have a standing gift program.

What should I never text a client on closing day?

Wire instructions, account numbers and anything else a scammer could copy. Tell them to confirm any wiring details by calling the title company at a number they already have. The wire warning in this pack is for that.

Is it too much to message after closing?

Not if the messages are useful and spaced out: a first week check, a housewarming offer, the anniversary and one or two yearly reminders. Add a STOP line to any that read as marketing.

Should I mention the property tax exemption?

Mention that it exists and where to ask. Exemptions and deadlines differ by county and state, so send them to the assessor's office and do not give figures.

Do these templates work on the free plan?

Yes. All 14 use a single blank, which fills in on the free plan. The free plan holds 8 textcuts and 1 folder, and imports are never blocked, so you can add the whole pack and keep the ones you will use.