Mortgage pre approval follow up texts: 13 templates you can send today

Hi {{name}}, your pre approval letter is in your email now. It shows the loan type and the amount we looked at, so your agent can use it when you make an offer. Questions are welcome here. Reply STOP any time and I'll stop texting.

When to send: The same day you issue the letter.

Why it works: It tells them what they have and what to do with it, and gives an easy way out of texts.

{{name}}, one thing to know: your letter is based on what you've shown me so far. It is not a final loan approval. That comes after you pick a home and we finish the process. Want a two minute call to go over it?

When to send: A day after sending the letter.

Why it works: Saying the limit early protects the trust you need later.

Here is what usually comes next, {{name}}. You find a home, your agent sends me the contract, and I ask for a few more documents. Nothing is due until you have a home under contract. Tell me when you start looking.

When to send: Two days after the letter.

Why it works: A clear path takes away the fear of the unknown and invites the next text.

Hi {{name}}, how is the house search going so far? Send me the address of anything you like and I'll tell you what the next step looks like for that one.

When to send: About a week after the letter.

Why it works: It asks about their life, not their loan, and it is easy to answer.

Hi {{name}}, your pre approval letter runs through {{date}}. If you're still looking by then, I can refresh it with updated documents. Shall I send you the list?

When to send: Two weeks before the letter expires.

Why it works: A real deadline gives you a natural reason to write.

{{name}}, if anything changes at work or with your bank accounts, tell me before you do it. It can change your options, and I would rather hear it first than find out later.

When to send: Once, early in their search.

Why it works: It sounds like care, and it protects the loan.

Quick tip, {{name}}: until you close, try not to open new credit cards or finance a car. A new account can change what we can offer you. Ask me first if you're unsure.

When to send: Once, early in their search.

Why it works: One clear rule they can follow without thinking.

{{name}}, if someone else will be on the loan with you, send me their name and the best way to reach them. I will explain the same steps to them.

When to send: When they mention a spouse or co buyer.

Why it works: It brings the second decision maker in early, without pushing.

{{name}}, I hear you may write an offer soon. Would you like me to confirm the amount on your letter and answer any loan question before you sign anything?

When to send: When their agent tells you an offer is close.

Why it works: You offer help at the exact moment they need it.

Congratulations on the accepted offer, {{name}}. Please send me the signed contract today if you can. Then I'll open your file and send you the list of what I need.

When to send: The moment you hear the offer was accepted.

Why it works: It celebrates first and then asks for one specific thing.

I'm sorry the offer didn't go through, {{name}}. Your letter is still good, and I'm here whenever you find the next one. No rush from me.

When to send: The day they lose a bid.

Why it works: Warmth now keeps them with you for the next house.

Hi {{name}}, no pressure on timing. A pre approval is a starting point, not a commitment. If you'd like to wait, I can check back in a month. Is that okay?

When to send: When they say they are not ready.

Why it works: It lets them say no without leaving, and it asks permission.

Hi {{name}}, it's been a while since your letter. Are you still planning to buy, or have your plans changed? Either answer is fine, I just want to be useful.

When to send: About a month after the letter, with no news.

Why it works: It asks an honest question and accepts any answer.